When credit card processors compete, you
keep more profit. GUARANTEED.
Credit card processing fees are no joke.
HOW IT WORKS
3 minute application
The most profitable 3 minutes you will ever spend. 1 simple form. We’ll analyze your existing statement and provide you with a clear explanation Of your current fees.
They compete. You win.
100+ Processors compete to provide you with the lowest rates. Our team ensures your savings are locked in.
Savings start instantly
Credit card processing starts flowing through your new provider and you continue with business as usual. Seamless integration without lifting a finger.
Here’s what they dont tell you
5 IMPORTANT FACTS ABOUT
CREDIT CARD PROCESSING
Your credit card processing rates are based on volume & risk.
Just like a bank loan, credit card processors analyze your sales volume and the risk of your business. Some processors are experts in handling dental practices while others understand the restaurant industry. Card Processing experts in each industry understand the risk and can offer the best rates. If you do not apply for multiple merchant accounts from various processors, you are going to lose more money on fees.
You should audit your credit card processor at least once per year.
If your business is growing or the cost per transaction has gone up, you will have the ability to negotiate even better rates. Processors offer more savings if you do higher volumes or your average purchase is larger. With a growing business, you are in the drivers seat, you just have to shop. Since you probably dont have time to do this, let noog do it for you.
If you are paying additional service fees, you’re likely getting gouged.
Credit card processing should only include a few possible fees: interchange, processor fee, and a fixed “per transaction” fee. If there are any other fees, you’re paying too much. You’d be surprised how processors will hide additional fees for things like printed statements, terminal leases, connection fees, etc. All this should already be built into your pricing not an add-on.
The term “interchange rates” refers to an unavoidable fee that visa/mastercard/amex/discover charge regardless of the processor...but many processors pad those fees!
Interchange rates are supposed to refer to the fee that the actual credit card companies charge. These fees are the same whether you are a small dental office or the New York Yankees. However, many processors will tell you an interchange rate that has been padded. Legally, they must explain these additional fees in your statement but they often bury them and use some obscure name so you don’t notice.
If you are getting a flat rate on all transactions, you’re getting ripped off.
What processors dont tell you is that there are different rates charged for different types of cards. For instance, the rate on a debit card is much lower than a travel rewards card. A very high percentage of transactions are lower cost cards (ie: debit cards and standard credit cards) and yet your fixed rate is often based on the most expensive rewards cards. There are huge savings to be had if your processor agrees to give “cost plus” rates based on the card type.
OUR GUARANTEE. OUR PROMISE.
You will keep more profit using noog and we will keep it that way. Our service is backed by thousands of excited clients and more than a decade in the industry. 98% of all applicants to date have seen significant savings. Our service is free and you pay nothing…ever. Navigating the world of merchant processing is challenging. We are at the front lines on the war against excessive fees. Give us a chance to go to battle for you.